Open-Finance.ai

Our open banking platform provides the financial data you need. All the real-time, bank-validated insights you need to make the best decisions, delivered in seconds. We’re transforming business lending with accurate, user-permissioned, real-time insights. Our focus and coverage in the mortgage industry has enhanced our ability to provide better, more accurate data for any lending decision. Consumer-permissioned data enabled through our open banking services provides the powerful, real-time data needed to depict a consumer’s comprehensive financial story. Customers are increasingly turning to financial institutions offering the most convenience. Lenders need the enhanced assessment open banking delivers in order to remedy these five problems in today’s credit market. Certain open banking solutions are provided by Finicity, a Mastercard company.

Finance AI to fuel your team's rockets in the drive toward financial transformation. Our mission is to help modern finance teams lead the way with artificial intelligence. From bankrolling blockbuster ideas to steering the company away from trouble, your team is the engine that powers your organization to greatness. Our finance AI fuels that engine - helping you lead the way, see farther ahead, and make wise decisions. We are building the AI platform for modern finance teams.

Finexos is working to make credit better for everyone. Finexos was created with the dual goals of delivering financial inclusion and ending credit poverty. The Finexos team and our AI are a force for good, dedicated to improving the lives of borrowers, making lending safer for credit providers, and driving social and financial mobility for millions more people around the world. We are an award-winning global team of innovators, scientists and technologists working towards a more inclusive finance system with less risk for all. Finexos’ AI-powered credit and affordably risk, analytics and data science platform has been accepted onto the Financial Conduct Authority’s (FCA) Innovation Pathways. Finexos has partnered with all-in-one loan management system, Fintech Market, to enhance credit decisioning. Finexos is delighted to announce our achievement of ISO 27001 accreditation, enabling demonstration of gold-standard data protection. Finexos’ AI-powered credit risk and analytics platform has been accepted into the Financial Conduct Authority (FCA) Digital Sandbox.

We provide free resources to help you discover and connect with peers / prospects (directory, events) and curated content to highlight progressive work and thinking (news, articles, presentations). Open Future World is the largest global source of information on progress in open banking and beyond. Open banking is a system where banks’ customers can choose to share their financial data with other organisations – for example, fintechs or competitor banks. This aims to provide a more effective and secure means to share data than ‘screen scraping’ technology which relies on customers sharing their online banking credentials. Embedded finance is the integration of financial services within the digital offering of a non-financial company. Embedded finance provides financial services where and when they are needed, rather than the customer dealing separately with a financial services provider. Embedded finance allows companies to deliver new value propositions and improved customer experiences. Early examples include the integration of payments functionality and point of sale credit offerings within apps and online platforms.

We developing and investing in software projects, which have expertise in various payment network models. We believe that by providing a combination of capital and expertise, we can help to bring groundbreaking technologies to the market and make a positive impact on the world. Open banking, as the name suggests, is a banking practice that allows third-party financial service providers to access financial data from various financial institutions through the use of open APIs. Embedded finance is a relatively new concept that refers to the integration of financial services into non-financial products or services. This means that instead of offering financial services as standalone products, they are integrated into existing products and services, making them more accessible and convenient to customers.

We started MyFinB (MFB) in order to fill a big need —giving management, board and decision makers a fast and simple way to understand complex and voluminous data. MyFinB believes that Artificial intelligence is impacting the future of virtually every industry and every human being, especially in the next 10 years. Artificial intelligence has acted as the main driver of emerging technologies like big data, robotics and IoT, and it will continue to act as a technological innovator now and for the foreseeable future. We believe in making AI technology accessible and affordable for all to benefit people, industries and the general community. Help achieve high productivity gains by at least 6x in terms of processing, evaluating and approving applications.