Universal Wealth Management LLC

Our mission is to be able to expand our planning capabilities and enhance the quality of our client service experience overall. Universal Wealth Management (UWM) was founded in January 2007. Karen Emma, President, has chosen to form an independent business which will provide financial services and insurance services. Separately Karen Emma is a registered representative offering investment management services through Osaic Wealth, Inc., a leading independent, full service broker-dealer and member of FINRA and SIPC. Our primary goal at Universal Wealth Management (UWM) is to offer you, our clients sound financial and investment advice without the corporate pressure to sell one or more proprietary products. At Universal Wealth Management (UWM), we will continue to offer an extensive range of products and services, as well as life, disability and long term care insurance. Destination: Financial Wellness Discovering The Path To Your Goals. No matter where you are in life, we provide guidance, tools, and services to help you prepare for retirement on your terms.