PayFina

At PayFina, we provide transparent point-of-sale financing solutions for everyday consumers through a revolving credit account that empowers customers to make repeat purchases without the need to reapply. PayFina’s high approval rates and competitive financing terms are a Win for your Customer and a Win for your Organization. PayFina can offer more financing to more consumers by assessing each individual applicant’s risk profile without relying on traditional credit scores to determine creditworthiness. The PayFina platform provides your customers with approvals that better fit their financing needs with the flexibility to make repeat purchases, and you earn more sales and greater customer loyalty. PayFina approves customers with good, challenged, and poor credit. Using innovative technology, PayFina assesses each individual borrower’s risk profile to offer customized rates that are more attractive than the costlier alternatives that are currently available to consumers. If you choose to accept the offer, a hard pull will be done which may impact your credit score.