Open Future World

We provide free resources to help you discover and connect with peers / prospects (directory, events) and curated content to highlight progressive work and thinking (news, articles, presentations). Open Future World is the largest global source of information on progress in open banking and beyond. Open banking is a system where banks’ customers can choose to share their financial data with other organisations – for example, fintechs or competitor banks. This aims to provide a more effective and secure means to share data than ‘screen scraping’ technology which relies on customers sharing their online banking credentials. Embedded finance is the integration of financial services within the digital offering of a non-financial company. Embedded finance provides financial services where and when they are needed, rather than the customer dealing separately with a financial services provider. Embedded finance allows companies to deliver new value propositions and improved customer experiences. Early examples include the integration of payments functionality and point of sale credit offerings within apps and online platforms.