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Top Credit Card Companies

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60 companies for Credit Card

Crosscard's Logo

Crosscard

Luxembourg, Luxembourg

A

101-250 Employees

2006

Key takeaway

Crosscard offers a range of financial management solutions, including the ability to make real-time payments with Crosscard Mastercard cards. Their platform simplifies expense management for businesses, making it easier to track and control expenses.

Highlighted product

Core business

Home - Crosscard

Enhance your corporate cash management with our solutions. Make payments more cost-efficient and convenient for your business while paying in real-time, worldwide with Crosscard Mastercard cards.

DigiWallet's Logo

DigiWallet

Huizen, Netherlands

A

11-50 Employees

1995

Key takeaway

DigiWallet is a licensed payment service provider that offers various payment methods, including credit card transactions. They emphasize their commitment to secure and efficient payment processing for business management.

Highlighted product

Core business

Creditcard - DigiWallet

Card PMT's Logo

Card PMT

London, United Kingdom

A

- Employees

-

Key takeaway

Card PMT is a leading player in the e-payments industry, offering comprehensive solutions for e-businesses, including advanced payment security features like 3-D Secure and antifraud tools. With over 15 years of experience and partnerships with major banks and payment institutions, Card PMT ensures robust corporate governance and compliance, making it a valuable resource for effective online payment processing.

Highlighted product

Core business

Card PMT – Your Proactive Partner.

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PaymentCardGuys's Logo

PaymentCardGuys

Scottsdale, United States

B

1-10 Employees

1984

Key takeaway

Payment Card Guys offers a variety of payment solutions, including credit card processing options through platforms like Pax, Dejavoo, and Clover, making it easy to find the right fit for your business needs.

Highlighted product

Core business

corporate – Payment Card Guys

Cardnet Zrt.'s Logo

Cardnet Zrt.

Budapest, Hungary

B

11-50 Employees

1992

Key takeaway

Cardnet operates over 50,000 terminals nationwide and offers innovative payment solutions for banks, merchants, and service companies, making it one of the largest providers in the domestic market. Their services include a comprehensive range of cashless payment options, which are particularly relevant for credit card transactions.

Highlighted product

Core business

Cardnet

On The Mark Payments LLC's Logo

On The Mark Payments LLC

Clark, United States

B

11-50 Employees

-

Key takeaway

On The Mark Payments specializes in electronic payment processing services, including credit card processing, making them a valuable partner for merchants seeking to enhance their payment solutions. With decades of experience, they emphasize trust and transparency in their operations.

Highlighted product

Service

Services - Credit Card Processing Company

GOAT Payments's Logo

GOAT Payments

Westlake Village, United States

B

11-50 Employees

2008

Key takeaway

Goat Payments offers comprehensive support for credit card payment processing, including the latest equipment like EMV and Apple Pay. Their expertise helps merchants reduce transaction fees and enhance security against fraudulent activities.

Highlighted product

Core business

Credit Card Payment Processing Solutions

www.cardandpaymentjobs.com's Logo

www.cardandpaymentjobs.com

London, United Kingdom

A

1-10 Employees

2011

Key takeaway

Card and Payment Jobs is a specialized job board that focuses on the card and payment industry, offering the latest career opportunities and access to relevant CVs for employers and recruitment agencies.

Highlighted product

Core business

Card and Payment Jobs | About Us

CardVision's Logo

CardVision

Harare, Zimbabwe

D

1-10 Employees

2018

Key takeaway

CardVision is a comprehensive card solutions provider that offers a range of equipment for personalizing prepaid cards efficiently. Their services include consultation, design, and manufacturing, making them a valuable partner for businesses looking to enhance their marketing with customized card solutions.

Highlighted product

Core business

Corporate | CardVision

allpay cards's Logo

allpay cards

Hereford, United Kingdom

A

251-500 Employees

1994

Key takeaway

The company specializes in personalizing Mastercard® and Visa cards, including credit cards, leveraging over two decades of experience in plastic card manufacturing. Their expertise allows them to produce a variety of banking cards, ensuring high quality and bespoke design solutions that help clients stand out in the market.

Highlighted product

Product

allpay cards - Card Solutions - Banking Cards


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Things to know about Credit Card

What is a Credit Card?

A credit card is a financial tool issued by banks or financial institutions that allows users to borrow funds to pay for goods and services. It comes with a predetermined credit limit, which is the maximum amount the cardholder can borrow. Users are required to repay the borrowed amount, typically on a monthly basis, and they may incur interest charges if the balance is not paid in full by the due date. Moreover, credit cards often offer additional benefits such as rewards programs, cashback offers, and travel perks, making them a versatile option for consumers looking to manage their expenses and build credit history.


How does a Credit Card work?

A credit card allows users to borrow funds from a pre-approved limit to make purchases or withdraw cash. When a transaction occurs, the credit card issuer pays the merchant on behalf of the cardholder, and the cardholder is then responsible for repaying this amount, usually within a monthly billing cycle. Interest rates apply to any balance carried beyond the due date, which can lead to accumulating debt if not managed properly. Additionally, credit cards often come with various features such as rewards programs, cash back offers, and fraud protection, enhancing their value for consumers.


What are the benefits of using a Credit Card?

1. Convenience
Using a credit card provides a simple and efficient way to make purchases without needing to carry cash. It allows for quick transactions, whether online or in-store, making it easier to manage your expenses.

2. Rewards Programs
Many credit cards offer rewards programs that enable users to earn points, cash back, or travel miles for their purchases. This can lead to significant savings and benefits over time, enhancing the overall experience of spending.

3. Building Credit History
Responsible use of a credit card can help establish and improve your credit score. A higher credit score can lead to better loan terms and lower interest rates in the future.

4. Security Features
Credit cards typically come with robust security measures, such as fraud detection and zero liability policies. This provides peace of mind when making purchases, knowing that you are protected against unauthorized transactions.

5. Emergency Funds
Having a credit card can serve as a financial safety net in emergencies when cash may not be readily available. It can help cover unexpected expenses until you have the funds to pay it off.


What fees are associated with Credit Cards?

Credit cards can come with various fees that users should be aware of. Annual Fees Many credit cards charge an annual fee for the privilege of holding the card, which can range from a nominal amount to several hundred dollars, depending on the card's benefits and rewards. Late Payment Fees If a payment is not made by the due date, credit card companies typically impose a late payment fee. This fee can add up quickly, impacting both the account balance and the individual's credit score. Foreign Transaction Fees Some credit cards charge fees for transactions made in foreign currencies. These fees can be a percentage of the transaction amount, making it essential for travelers to choose cards that do not impose such charges. Cash Advance Fees When using a credit card to withdraw cash, a cash advance fee is often applied. This fee is usually a percentage of the amount withdrawn and can incur higher interest rates immediately. Understanding these fees can aid in selecting a credit card that aligns with personal financial habits and goals.


How can I choose the right Credit Card for my needs?

1. Assess Your Spending Habits
Understanding your spending patterns is crucial. Identify where you spend the most, whether it's groceries, travel, or online shopping, as certain credit cards offer higher rewards in specific categories.

2. Evaluate Fees and Interest Rates
Credit cards come with various fees, including annual fees, late payment fees, and foreign transaction fees. Additionally, consider the interest rates, especially if you plan to carry a balance. A card with a lower APR can save money in the long run.

3. Review Rewards Programs
Different credit cards offer various rewards programs. Some provide cash back, while others offer points or travel miles. Choose a card that aligns with your lifestyle and maximizes the benefits based on your regular purchases.

4. Check Additional Benefits
Many credit cards come with perks such as travel insurance, purchase protection, and extended warranties. Assess these added benefits to find a card that offers value beyond just rewards.

5. Compare Credit Card Offers
Using comparison tools can simplify the process. Look at multiple options side by side to evaluate their features, rewards, and fees, helping you make a more informed decision.


Insights about the Credit Card results above

Some interesting numbers and facts about your company results for Credit Card

Country with most fitting companiesUnited States
Amount of fitting manufacturers3729
Amount of suitable service providers3114
Average amount of employees11-50
Oldest suiting company1984
Youngest suiting company2018

Geographic distribution of results





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Frequently asked questions (FAQ) about Credit Card Companies

Some interesting questions that has been asked about the results you have just received for Credit Card

Based on our calculations related technologies to Credit Card are Education, Engineering Services, IT & Technology Services, Healthcare Services, Consulting

The most represented industries which are working in Credit Card are Finance and Insurance, IT, Software and Services, Other, Consulting, Marketing Services

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Credit Card results by various countries

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