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QisstPay
Islamabad, Pakistan
E
51-100 Employees
2020
Key takeaway
The company specializes in providing diverse lending solutions for both personal and business needs, emphasizing transparent processes and quick access to funds. With a comprehensive suite of products designed to streamline loan applications, underwriting, and servicing, they position themselves as a trusted partner in enhancing financial inclusion.
Reference
Core business
QisstPay - A secured borrowing platform for customer and business
Operating in two countries as a leading lending enabler, creating financial inclusion through loans.
Trellis Housing Finance Limited
Karachi Division, Pakistan
E
1-10 Employees
2020
Key takeaway
Trellis Housing Finance Limited is a specialized private lending institution in Pakistan that focuses on providing affordable housing solutions to low-income and informal employment customers. Their commitment to social impact and sustainable practices aligns with their mission to support quality living standards.
Reference
Core business
Home - Trellis Housing Finance Limited
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Finja
Lahore, Pakistan
E
101-250 Employees
2016
Key takeaway
Finja is a financial services platform that addresses the lending needs of professionals, merchants, and SMEs through its equitable lending solutions. Utilizing AI and data-driven methods, Finja focuses on delivering credit services to the underbanked segment, facilitating seamless financial solutions under its NBFC and peer-to-peer lending licenses.
Reference
Core business
Finja
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Global Bancassurance (GBA) Services Pvt Ltd
Karachi Division, Pakistan
E
11-50 Employees
2009
Key takeaway
Global Bancassurance (GBA) Services Pvt Ltd specializes in the administration of insurance products through bank branches, enhancing financial services and wealth management for banks. With over 50 years of experience, GBA manages the entire life bancassurance operations, providing comprehensive support throughout the insurance policy cycle, which may be relevant for banks looking to expand their lending and financial service offerings.
Reference
Product
Enterprise Loan 2016 - Global Bancassurance (GBA) Services Pvt Ltd
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Code Foresight
Lahore, Pakistan
E
1-10 Employees
2021
Key takeaway
CodeForesight offers a SaaS landing solution specifically for loans, highlighting its expertise in providing tailored IT solutions that can enhance business performance.
Reference
Product
Saas Landing Solution for Loans – Code Foresight
FFO Support Program-(FFOSP)
Sheikhupura, Pakistan
E
251-500 Employees
2016
Key takeaway
The FFO Support Program (FFOSP) is a rapidly growing Non-Banking Micro Finance Company that offers various lending products, including individual and group loans, specifically designed to support micro-entrepreneurs, particularly women. Their diverse loan offerings, such as small business loans and interest-free loans, aim to create a transformative impact at the household level.
Reference
Product
Products – FFO
IZAK 10 Corp
Karachi Division, Pakistan
E
51-100 Employees
2015
Key takeaway
Izak10 Corporation (Pvt) Ltd specializes in credit management solutions, including debt management for both regular loans and microloans, indicating their expertise in lending practices. Their focus on adapting to evolving digital technologies and changing regulations further enhances their ability to support institutions in effective loan management.
Reference
Core business
Credit Management Solutions
HBL Microfinance Bank LTD
Islamabad, Pakistan
E
10001+ Employees
2001
Key takeaway
HBL Microfinance Bank Ltd. (HBL MfB) is a key player in the microfinance sector, established to provide financial opportunities to underprivileged households in Pakistan. Their mission focuses on responding to poverty and enhancing social and economic well-being through targeted financial products and services that empower clients to strengthen their entrepreneurial efforts and build capital for a secure future.
Reference
Core business
Home | HBL Microfinance Bank
HBL Microfinance Bank, One of the largest microfinance banks in Pakistan, manufacturers and distributors of various microfinance banks all over the world.
First Habib Modaraba
Karachi Division, Pakistan
E
51-100 Employees
1985
Key takeaway
First Habib Modaraba (FHM) operates as a Non-Bank Islamic Financial Institution in Pakistan, offering investment opportunities through its Certificates of Investment. With over three decades of performance, FHM emphasizes consistent dividend distribution and has expertise in Diminishing Musharaka, making it a notable player in the lending and investment landscape.
Reference
Core business
Habib Modaraba | An Islamic Financial Institution
Sindh Microfinance Bank Limited
Karachi Division, Pakistan
E
251-500 Employees
2016
Key takeaway
Sindh Microfinance Bank (SMFB) specializes in providing accessible lending products to the underprivileged segment of society, aiming to serve those who may not have access to traditional banking services.
Reference
Core business
Sindh Microfinance Bank Ltd.
Technologies which have been searched by others and may be interesting for you:
When exploring the lending industry in Pakistan, several key considerations are crucial for informed decision-making. The regulatory framework is governed primarily by the State Bank of Pakistan, which oversees lending practices and ensures compliance with monetary policies. Understanding the legal environment, including consumer protection laws and interest rate regulations, is essential for assessing risk and opportunity. Challenges such as high default rates and limited credit histories for individuals can impact lending operations. However, advancements in technology, particularly fintech innovations, present significant opportunities for growth and efficiency. The rise of digital lending platforms has expanded access to credit for underserved populations, creating a competitive landscape that traditional banks must navigate carefully. Environmental concerns may also play a role, particularly as sustainable financing becomes increasingly important globally. Lenders are beginning to evaluate the environmental impact of their portfolios, aligning with global trends toward responsible investing. Overall, the lending industry in Pakistan is characterized by a dynamic interplay of regulatory requirements, technological advancements, and a growing demand for inclusive financial services, making it a potentially lucrative market for both local and international investors.
Some interesting numbers and facts about your company results for Lending
Country with most fitting companies | Pakistan |
Amount of fitting manufacturers | 21 |
Amount of suitable service providers | 24 |
Average amount of employees | 51-100 |
Oldest suiting company | 1985 |
Youngest suiting company | 2021 |
Some interesting questions that has been asked about the results you have just received for Lending
What are related technologies to Lending?
Based on our calculations related technologies to Lending are Education, Engineering Services, IT & Technology Services, Healthcare Services, Consulting
Who are Start-Ups in the field of Lending?
Start-Ups who are working in Lending are Code Foresight
Which industries are mostly working on Lending?
The most represented industries which are working in Lending are Finance and Insurance, IT, Software and Services, Other, Real Estate, Business Services
How does ensun find these Lending Companies?
ensun uses an advanced search and ranking system capable of sifting through millions of companies and hundreds of millions of products and services to identify suitable matches. This is achieved by leveraging cutting-edge technologies, including Artificial Intelligence.