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Brussels, Belgium
1-10 Employees
2017
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Our Service may contain links to other sites that are not operated by us. Our Service does not address anyone under the age of 13 (“Children”). We work with partner organisations who share our cause and solidify our offering. Our main activity is the 10-week Microinsurance Master accelerator programme that has runs annually since 2018. It is the initiative of Bert Opdebeeck, who has joined forces with several champions of the sector and industry organisations. Microinsurance Master is built on years of hands-on experience and the insights of people and organisations with impressive track records. Pioneer is a leading insurer in the Philippines.
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About Microinsurance Master
... Strengthen microinsurance leaders and their organisations – and the sector as a whole and, in particular, microinsurance beneficiaries will thrive. ...
Luxembourg, Luxembourg
1-10 Employees
2002
We are a non-profit association of organisations and individuals who are committed to building a world where people of all income levels are more resilient and less vulnerable to daily and catastrophic risks through improved access to effective risk management tools, including insurance services.
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Home | Microinsurance Network
... The Landscape of Microinsurance ...
Accra, Ghana
1-10 Employees
2019
Welcome to Insurerity Digital, a leading insurtech startup based in Ghana. Our goal is to empower insurers, brokers, microinsurers and digital agents across Africa with the tools they need to succeed in today's digital economy. We are committed to providing the best technology and support to our clients, and we strive to make insurance more affordable, accessible, and easy to understand for everyone. We are committed to creating an inclusive environment where everyone can thrive. Working at Insurerity encourages you to stretch your boundaries and expand your horizons in order to learn and adapt to new skills and activities. At Insurerity Digital, we understand the importance of seamless integration. From seamlessly underwriting policies to digital management, Insurerity is an insurance platform empowering insurers and brokers across Africa. We specialize in developing scalable insurance solutions for insurers, brokers, microinsurers, and digital agents.
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Accessible microinsurance, from any device.
... Accessible microinsurance, from any device. ...
Catbalogan, Philippines
51-100 Employees
1986
We are in the business of poverty eradication. We provide safety nets to our members to quickly respond to their needs in times of sickness and calamities and disasters. CARD MRI is a world-class leader in microfinance and community-based social development undertakings that improves the quality of life of socially-and-economically challenged women and families towards nation building. This means that in five years, CARD MRI hopes to provide microfinance and social development services to eight million clients and ensure 40 million individuals. Our financial assistance program not only provides financial assistance in the form of loans but also gives emphasis on educating, through financial literacy programs, our members for them and their families to attain financial freedom. Ending poverty through provision of safety net for all with focus on the underserved. Supporting CARD MRI in ending poverty by delivering and implementing innovative, cost-effective and cost-efficient IT solutions. The CARD Mutually Reinforcing Institutions or CARD MRI is a group of mutually reinforcing institutions with a common goal of eradicating poverty in the Philippines and upholding the lives of the Filipinos.
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CARD MBA, CIC ink partnership to share microinsurance expertise
... CARD MBA, CIC ink partnership to share microinsurance expertise – CARD ...
Stockholm, Sweden
1-10 Employees
2016
Today, Splitex is an advanced end to end Insurtech Platform, providing insurance companies and their clients flexibility in sales, payment, and marketing. Splitex provides multiple Audit functions to increase the level of transparency and lower the need for manual handling of customers. Splitex is managed and operated with the help of ByltAx Systems Inc. SplitEx PH, an extension of SplitEx FinTech in Sweden, is an InsurTech company aiming to provide Filipinos safe and fair finance solutions with just the tap of their fingers. With SplitEx’s innovative, simple, and instant technology, customer centered processes and quality products are now within people’s reach. Therefore, we at Splitex provides a solution where the passengers and the drivers are covered with accident insurance 24/7, all year round. With all of these in mind, SplitEx PH thrives to forward Filipino futures. By collaborating with trusted insurance companies, SplitEx enables customers to acquire packages far from the hassle and costly nature of manual processing.
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About Us | SplitEx
... SplitEx migrated to a Local Government Insurance Service focused on citizen’s microinsurance needs in the Philippines. SplitEx provides a fast and easy way for anyone to apply, pay, and acquire insurance packages instantly. ...
Valencia, Spain
1-10 Employees
2021
In January 2024 Amabilidad partnered with the Centre for Accelerated Women's Economic Empowerment to deliver "Ethiopia to the European Union 27, Building Export Capacity (BEC). In February 2024 Amabilidad partnered with TradEthiopia to deliver "Ethiopia to the European Union 27, Building Export Capacity (BEC). Amabilidad collaborated on understanding the impact of the global pandemic on trade with Senegal. Amabilidad served UN Women and Women’s Micro Bank to deliver the MERI (Markets, Economic, Recovery, and Inclusion) programme in 2022 to overcome the challenges faced by market vendors. The program, managed by Amabilidad, reached over 900 female entrepreneurs. Women in Zimbabwe are recognized for driving sustainable growth and have significant influence in promoting product adoption. At Orange Money, we are committed to supporting women on the path to financial self-sufficiency and inclusive emergence”. We are also here for you as your consulting partner of choice.
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Microinsurance
... Microinsurance ...
Cape Town, South Africa
11-50 Employees
2008
Cenfri worked with BankservAfrica on a white paper that assesses the state. Cenfri has deepened its work on CBDC amid growing interest from central banks Central Bank Digital Currency (CBDC) has emerged as a key consideration for. How Cenfri makes systemic change happen In helping to build a world of opportunity and greater equality, where people and societies thrive, and where the. Please provide the following details and we will get back to you as soon as possible. Open Finance can be defined as the sharing of consumer data between financial service providers (FSPs) and/or third-party providers on the basis of consumer consent. In implementing the Rwanda Economy Digitalisation Programme, Cenfri has worked with multiple stakeholders and partners to acquire datasets to inform policy that will improve the. Ghana’s tourism industry presents an exciting landscape for growth, offering significant potential for youth employment and entrepreneurship. However, an effective digital presence is a prerequisite.
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The Microinsurance Network
... The Microinsurance ...
Kuala Lumpur, Malaysia
501-1000 Employees
2017
Boost is the regional full spectrum fintech arm of Axiata that financially empowers millions of customers - both users and merchants, across 7 countries in Southeast Asia through our ever-expanding fintech ecosystem spanning its all-in-one fintech app, merchant solutions, AI-based lending business, and cross-border payment platform. Driving unstoppable growth through our suites of innovative solutions spanning an all-in-one fintech app, merchant solutions, AI-based lending business, and cross-border payment platform. An all-in-one fintech app that offers unstoppable rewards and unbeatable experiences. The only app that simplifies your business with advanced technology and innovative solutions. Get simplified financing to invest in your goals and boost business growth. An innovative cross-border payment and customer growth ecosystem provider. Get protected with bite-sized insurance plans that offer extra large coverage.
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Get Microinsurance via Boost Protect
... Boost eWallet MY offers affordable microinsurance plans (credit card coverage, hospital cash, car insurance & more) with low premiums. Get protected now! ...
Bonn, Germany
11-50 Employees
2017
The InsuResilience is an inclusive global multi-stakeholder partnership. The InsuResilience Global Partnership’s vision is to strengthen the resilience of developing countries and to protect the lives and livelihoods of poor and vulnerable people from the impacts of climate shocks and disasters. The InsuResilience Global Partnership represents a diverse global community of more than 120 members from countries, civil societies, international organizations, private sectors, and academia. The InsuResilience Secretariat is the administrative support unit for the Partnership. The InsuResilience Global Partnership for Climate and Disaster Risk Finance and Insurance solutions was launched at the 2017 UN Climate Change Conference in Bonn. Learn more about our mandate in our vision and mission section. It provides a global strategic vision for the evolution of the climate and disaster risk finance and insurance agenda. It is the central hub for coordination, knowledge sharing, matchmaking, monitoring & evaluation and support.
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Microinsurance Businesses Archives - InsuResilience Global Partnership
... Microinsurance Businesses Archives - InsuResilience Global ...
Makati, Philippines
5001-10000 Employees
1988
We are a Filipino company with a dream of empowering Filipinos through financial services, anytime and anywhere, from city to seaside, from every far-flung corner of a 7,000-island nation. We are the connection, the link that binds families, the bridge between islands, the bond uniting the people. We are Cebuana Lhuillier, a company born at the heart of the Philippines. We are your most trusted financial partner, and we believe that every Filipino should have access to financial services. We are here to provide immediate and reliable bridge financing to help you achieve a better tomorrow, to let you send and receive financial care to your loved ones from here or abroad, to empower you with an affordable means to protect yourself and your family, to give everyone an opportunity to start their journey towards financial wellness through savings, to provide access to affordable investments, to make life more rewarding for everyone, and to share relevant services for your every need. We are continuously revolutionizing the microfinance services industry through multiple apps that provide a more convenient and accessible array of microfinancial services to respond to the changing needs and lifestyles of our customers. Above all, we are a company with a heart, uplifting the lives of Filipinos so they can catch up with the rest. Through financial inclusion, we are here to improve the lives of Filipinos everywhere.
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Services
... Testimonial: Cebuana Lhuillier Microinsurance ...
Technologies which have been searched by others and may be interesting for you:
Some interesting numbers and facts about the results you have just received for Microinsurance
| Country with most fitting companies | Philippines |
| Amount of fitting manufacturers | 12 |
| Amount of suitable service providers | 12 |
| Average amount of employees | 11-50 |
| Oldest suiting company | 1986 |
| Youngest suiting company | 2021 |
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Microinsurance refers to a suite of insurance products designed to cater to low-income populations, offering coverage for specific risks at premiums that are affordable to individuals or groups traditionally underserved by conventional insurance schemes. These products are tailored to meet the needs of the economically vulnerable, providing them with a financial safety net against common perils such as illness, death, crop failure, and natural disasters. The essence of microinsurance lies in its ability to adapt the principles of risk pooling and sharing to the realities of low-income markets, thereby democratizing access to risk management tools. By leveraging simplified policy terms, streamlined claim processes, and innovative distribution channels, microinsurance bridges the gap between formal insurance sectors and those who have historically been excluded from such financial services. The impact of microinsurance within its field is multifaceted. Primarily, it plays a crucial role in enhancing financial inclusion, enabling individuals and communities to participate more fully in the economy by reducing their vulnerability to shocks. This, in turn, fosters resilience and stability in low-income sectors, contributing to broader socio-economic development goals. Furthermore, by extending the reach of insurance services, microinsurance stimulates market expansion for insurers and promotes the development of tailored financial products. Consequently, microinsurance not only serves as a critical tool for poverty alleviation but also acts as a catalyst for innovation within the insurance industry, challenging traditional models to become more inclusive and responsive to the needs of diverse populations.
1. Affordability
: Microinsurance stands out due to its affordability. It's specifically designed for low-income individuals, offering them vital coverage at a fraction of the cost of traditional insurance plans. This opens the door for those who previously couldn't afford insurance to gain protection against unforeseen events.
2. Accessibility
: Another significant advantage is its accessibility. Microinsurance products are often distributed through innovative channels that reach people in remote or underserved areas. This includes mobile platforms and local community groups, making it easier for people to enroll and maintain their coverage.
3. Flexibility and Simplicity
: The simplicity and flexibility of microinsurance policies make them highly appealing. They are designed to be straightforward, with clear terms and conditions, so that people without advanced financial knowledge can understand them. Plus, these policies can be easily tailored to fit the specific needs and risks of a diverse range of individuals.
4. Positive Social Impact
: Microinsurance also plays a crucial role in enhancing financial inclusion and resilience among communities. By providing a safety net, it helps reduce the impact of economic shocks, thus contributing to the overall economic development and stability of societies.
While evaluating the different suppliers make sure to check the following criteria:
1. Technological Capabilities
Evaluate the supplier's ability to provide tech-driven solutions like mobile platforms, AI for personalized insurance packages, and efficient claim processing systems.
2. Product Range
Ensure the supplier offers a comprehensive range of microinsurance products catering to diverse needs such as health, life, agricultural, and property insurance.
3. Regulatory Compliance
Check that the supplier complies with local and international regulatory standards, ensuring they operate within legal frameworks and maintain high ethical standards.
4. Financial Stability
Assess the supplier’s financial health to ensure they can sustain operations and meet claims, providing customers with security and peace of mind.
5. Experience and Market Presence
Prefer suppliers with a solid track record and a strong presence in the market, indicating reliability and the ability to scale services.
6. Customer Support
The supplier should offer robust customer support, including multilingual services, 24/7 assistance, and user-friendly digital interfaces for claims and inquiries.
7. Pricing and Flexibility
Look for competitive pricing structures and the flexibility to tailor products to specific demographic needs, enhancing accessibility and affordability of microinsurance.
Microinsurance, with its small premiums and coverage limit, is increasingly viewed as a vital tool in the B2B sector, offering tailored, risk-specific solutions across various industries. In the agricultural sector, it provides a safety net for small to medium-sized enterprises (SMEs) against environmental risks such as droughts and floods. This form of insurance can help stabilize the agricultural supply chain, ensuring that businesses can recover quickly after a loss, thereby maintaining their operations and protecting the livelihoods of those dependent on them. In the health sector, microinsurance serves as a financial cushion for SMEs, enabling them to offer employees access to affordable health services. This is particularly important in regions where public health services are limited or inaccessible. By securing microinsurance, businesses can ensure that their workforce remains healthy and productive, reducing absenteeism and improving overall productivity. The microfinance industry also greatly benefits from microinsurance by integrating it into their lending services. This integration helps protect borrowers from unforeseen circumstances that could prevent them from repaying their loans, such as illness or natural disasters. For microfinance institutions, this reduces the risk of loan defaults, ensuring sustainability and financial health. Finally, in the retail industry, businesses leverage microinsurance to offer product insurance on consumer goods such as electronics and appliances. This addition enhances product value, increases customer trust and satisfaction, and opens up new revenue streams for businesses. In summary, microinsurance presents a versatile and practical solution for SMEs across various sectors, offering protection against a wide array of risks and contributing to the stability and growth of businesses.
As of the current assessment, microinsurance is generally positioned at a Technology Readiness Level (TRL) of 7 to 8. This classification stems from its successful demonstration in operational environments, particularly in developing countries where it's designed to offer affordable, accessible insurance products to low-income populations. The technical infrastructure supporting microinsurance—ranging from mobile technology platforms to data analytics for risk assessment—has evolved substantially, enabling the deployment and scalability of such financial services. The integration of mobile technology has been pivotal, allowing microinsurance providers to reach remote customers, process claims, and disburse payments efficiently. Furthermore, advancements in data analytics and artificial intelligence have enhanced the underwriting process, making it possible to tailor products to specific demographic and geographic risk profiles with greater accuracy. However, it's the proven effectiveness of these technologies in real-world applications, evidenced by a growing body of successful deployments and user adoption, that anchors microinsurance firmly in the later stages of the TRL spectrum. Despite its advancements, the journey towards full technological maturity—indicated by a TRL of 9—necessitates further refinement in regulatory frameworks, interoperability among disparate technological systems, and the mitigation of systemic risks associated with data security and privacy.
In the short term, advancements in data analytics and artificial intelligence (AI) are set to transform microinsurance. These technologies will enable more personalized and dynamic pricing models, improving affordability and accessibility for low-income populations. Mobile platforms will become increasingly important for distribution, leveraging widespread smartphone adoption to reach underserved communities with tailored insurance products. Mid-term developments will likely focus on the integration of blockchain technology, enhancing transparency and trust in microinsurance transactions. Smart contracts will automate claims processing, reducing fraud and lowering operational costs. Additionally, the Internet of Things (IoT) devices, such as wearable health monitors and agricultural sensors, will provide real-time data, allowing insurers to assess risks more accurately and offer proactive risk management advice to policyholders. In the long-term, the convergence of AI, blockchain, and IoT technologies will facilitate the emergence of fully automated, highly personalized microinsurance ecosystems. These systems will predict individual needs and offer instant coverage adjustments based on life events and changing risks. Interoperability between different technology platforms will enable seamless global coverage, overcoming geographical and regulatory barriers. This phase will mark a significant leap towards inclusive insurance, where microinsurance not only protects against risks but also supports sustainable development by empowering the most vulnerable populations.
Some interesting questions that has been asked about the results you have just received for Microinsurance
What are related technologies to Microinsurance?
Based on our calculations related technologies to Microinsurance are Education, Engineering Services, IT & Technology Services, Healthcare Services, Consulting
Who are Start-Ups in the field of Microinsurance?
Start-Ups who are working in Microinsurance are Amabilidad
Which industries are mostly working on Microinsurance?
The most represented industries which are working in Microinsurance are Financial Services, Information Technology, Professional Services, Agriculture and Farming, Facilities & Services
How does ensun find these Microinsurance Companies?
ensun uses an advanced search and ranking system capable of sifting through millions of companies and hundreds of millions of products and services to identify suitable matches. This is achieved by leveraging cutting-edge technologies, including Artificial Intelligence.
