Top Online Lending Companies in Singapore

Incomlend is a global invoice financing marketplace that provides working capital solutions to SMEs, allowing them to convert their invoices into cash quickly, often within 48 hours. This fintech company supports global trade by offering flexible supply chain financing options, effectively mitigating funding risks for businesses around the world.

Lending Bee® is a licensed money lender in Singapore that offers unsecured personal loans of up to $300,000 SGD, designed to be accessible for everyone, including lower-income groups. With a focus on transparency and a comfortable repayment plan, they provide quick access to funds, especially during emergencies.

b.Smart is a trusted partner for local SMEs seeking online lending solutions to support their business growth. With a focus on transparency and a straightforward fee structure, they provide unlimited loan applications and a quick financial assessment process.

The company, Golden Gate Ventures, focuses on empowering innovative founders and has invested in over 60 startups in Southeast Asia. Notably, they support a SaaS provider that utilizes non-traditional data, such as social media and smartphone records, to assess customers' financial stability, which is highly relevant to online lending.

Cash Direct is a leading licensed online money lender in Singapore, offering a variety of loan facilities tailored to meet customers' needs. With over a decade of experience, they provide a seamless application process and dedicated support to ensure a fast and reliable lending experience.

OneConnect Financial Technology Co., Ltd. offers smart lending and risk-management platforms that enhance credit analytics and streamline loan management, making it a valuable resource for financial institutions looking to innovate their online lending processes. Their cloud-based technology solutions are designed to support digital transformations, ultimately helping to increase revenue and improve service quality.

A1 Credit specializes in providing fast cash loans to individuals and businesses, emphasizing transparency and flexible repayment options. With a commitment to optimizing loan plans, they offer a variety of solutions for borrowers in need of quick financial assistance, ensuring a streamlined online application process and rapid approval.

Kapital Connection connects lenders and SME borrowers in a single marketplace, facilitating access to working capital and medium-term financing through technology that enhances user experience and risk management. Their extensive financial partner network provides a wide range of financing options, addressing the funding challenges faced by SME businesses.

Arkad offers salary-linked loans and advances to employees, enhancing their financial wellness and helping them build credit. This service allows employers to provide valuable financial benefits without utilizing their own resources.

SG Cash is a licensed corporate lending company that specializes in providing short-term financial solutions to support Small and Medium Enterprises (SMEs) in Singapore. Their focus on innovative financing options helps businesses overcome capital gaps and seize growth opportunities.