Top Open Banking Companies in Germany

Use case

ERP & Accouting Integration

ERP, Accounting, SaaS

By using standardized and comprehensive financial data, companies can automate their processes, minimize errors and free up valuable human resources. The integration of this data enables faster and more informed decisions to be made and digitization to be driven forward. ************** SEPA Transfers & Direct Debits BANKSapi enables the efficient processing of individual and collective bank transfers and direct debits, including SEPA Instant. By automating these processes, our solution reduces manual intervention and thus significantly lowers the error rate. Companies benefit from a smooth integration that speeds up the processing of payments and simplifies settlement. This ensures reliable and efficient payment processing that minimizes administrative effort. ************** Open Item Comparison BANKSapi supports accounting providers with open item (OI) comparison by automatically reconciling open items with the corresponding incoming and outgoing payments. Automated account data retrieval and the unique identification of transactions ensure that all receivables are booked correctly. This minimizes errors, reduces manual effort and ensures a clear overview of unpaid invoices and financial liabilities. ...and many more use cases!

Use case

Financial Advisory Integration

Financial advisory, banks, insurance

Holistic transparency in real time across all finances. Combined with our smart data analytics solutions, this results in countless benefits for customers as well as for sales organizations and advisors. From improving the financial situation to new sales potential. Financial Home Dramatically increase the contact points with your brand and your services! A customer portal with Financial Home as an app or on the web bundles all financial services and self-services in one place. By integrating portfolios and mapping all other financial assets, you can consistently track your customers' wealth development – this creates relevance. Our solution is cost-effective, increases process efficiency and boosts your sales success. ********** Digital household book Keep an eye on current income and expenses, optimize spending behavior with budgets, view contracts for recurring expenses and get tips on optimizing finances. With a digital household book, for example in a finance manager app, you can bind your customers to you and strengthen your position as a partner in financial matters. ********** Liquidity management Forward-looking management of liquid assets and cash flow is an essential task for the commercial management of a company. Our analysis and forecasting tools help your business customers to keep an eye on the liquidity situation at all times and to optimize it. BANKSapi handles the account data retrieval automatically. ********** Digital insurance overview We can automatically read existing insurance contracts from account transactions and prepare an overview for your customers. This saves your end customers effort and gives you the opportunity to make targeted suggestions for re-insurance based on the available data or to provide more efficient advice based on this data. ********** Sales impulses BANKSapi converts mere account transactions into knowledge and sales potential. This means you can find out promptly about changes in life circumstances (e.g. job change, marriage or birth of a child) or other changes in the risk situation. You automatically receive a sales trigger. This way you remain a caring and attentive partner at your customers' side and increase your sales turnover. ...and many more!

Use case

A2A Payment Integration

payment, ecommerce, erp, online-shops

There are many payment providers. In addition to various solutions from BANKSapi for A2A payments and direct debits, intelligent analyses are the decisive factor for increasing sales and minimizing risk. Smart payment method for online shops Our Open Finance platform offers e-commerce providers powerful tools to optimize their processes. From secure and automated payment processing to in-depth data analysis such as purchase probability and credit rating - we offer everything you need to optimize your business processes and better understand your customers. Use our customized white label solutions and advanced analytics to strengthen customer loyalty, increase sales and gain valuable insights into purchasing behavior. Discover the future of eCommerce with BANKSapi. *********** Simple Checkout Payment Solution BANKSapi offers a user-friendly payment solution via bank transfer for e-commerce checkouts. With an intuitive wizard, similar to other well-known payment services, the payment process is simplified and offered in co-branded or white label. The solution offers the convenience of an e-commerce payment experience, integrates seamlessly into the checkout process and strengthens brand loyalty. *********** Bank Transfers & Direct Debits BANKSapi simplifies the processing of individual and collective bank transfers and direct debits, including SEPA Instant. Our solution automates payment processes, reduces errors and minimizes manual intervention. The standardized API interface ensures simple integration. *********** EBICS BANKSapi offers seamless integration of EBICS (Electronic Banking Internet Communication Standard) via a standardized JSON interface. Support for Distributed Electronic Signature (VEU) ensures efficient rights management without the need for Strong Customer Authentication (SCA) every 180 days. This solution optimizes payment transactions and simplifies the central management of payments, including chargebacks, refunds and partial refunds.