Top Embedded Finance Companies in Canada

Finastra has conducted the largest survey on embedded finance, highlighting its significance in the industry. The company provides a comprehensive portfolio of end-to-end lending solutions and a platform that connects banks to customers, enhancing the digital borrower experience and streamlining operations.

Cross Riverbank, a US-based technology infrastructure provider, specializes in embedded finance solutions, highlighting the growing importance of this sector. Additionally, Zūm Rails is expanding its embedded finance capabilities in the U.S. through a partnership with Fiserv, further demonstrating the trend of integrating financial services into various platforms.

Financeit provides a comprehensive solution for businesses looking to enhance their sales through embedded finance, offering simple consumer financing options that make it easy for customers to access the funds they need. With partnerships and acquisitions that strengthen its position, Financeit is dedicated to supporting growing businesses with mobile-friendly financing solutions.

Finispia is a FinTech company that provides innovative financial services through both B2C and B2B models, offering white-label solutions that can be integrated into existing financial software. Their focus on ethical investing and financing, particularly in Halal options, positions them as a key player in the embedded finance space, allowing partners to seamlessly incorporate these services into their own offerings.

Olive is dedicated to enhancing financial outcomes through its embedded finance platform, which facilitates integrated giving, saving, and loyalty programs. By collaborating with various organizations, Olive aims to make embedded finance accessible and impactful for millions.

4PAY INC. emphasizes the growing importance of embedded finance, highlighting their ability to enable rapid Fintech transformation through a platform that offers over 1,100 prebuilt Core Banking Services. This approach allows various companies to easily integrate financial services into their operations, making Fintech accessible and beneficial for all.

Paywith Worldwide specializes in enabling banks and fintechs to develop innovative card programs that can integrate seamlessly into consumers' mobile wallets. Their platform offers a marketplace of customizable features for mobile cards (mCards), which enhances the user experience and supports the growing demand for embedded finance solutions.

Digital Commerce Bank specializes in technology-driven payment solutions, enabling businesses to integrate their own financial and payment services through its banking-as-a-service model. Their focus on innovative payment technologies and APIs allows corporate clients to efficiently meet their evolving payment needs.

The company, Flybits, specializes in enhancing customer experiences for financial services through data-driven, context-informed engagements. They enable banks to provide proactive financial support, including real-time pre-approval offers, effectively transforming digital channels into interactive platforms that address customer needs at critical moments.

Bridging Finance Inc. specializes in providing asset-based financing to companies in need of additional capital, offering flexible and creative financial solutions. Their services are particularly relevant for businesses looking for quick access to funds based on the value of their assets.