Top Embedded Finance Companies in India

FinBox is revolutionizing the financial landscape by providing an Embedded Finance platform that allows FinTechs and enterprises to seamlessly integrate modern credit products into their services. Their suite of APIs and digital credit infrastructure empowers developers to launch and scale innovative financial solutions, making it easier to serve the next billion Indians.

The company emphasizes its expertise in financial services and offers a white-label solution with RESTful APIs, indicating a strong foundation for embedding finance within various products. Their approach to digitizing transaction processes end-to-end suggests a seamless integration of financial services.

The company offers a fintech API platform that enables businesses to build and launch embedded finance products, allowing them to concentrate on their core operations while managing technology challenges.

Ezfinanz is a retail-focused NBFC that enhances customer convenience by offering 0% loans across various sectors, including healthcare, consumer durables, and education. Their approach to embedded finance allows businesses to boost sales by providing attractive financing options directly to customers.

CashYear offers a range of fintech API solutions that enable businesses to seamlessly integrate financial services like Buy Now Pay Later and personal loans, allowing for a customized and scalable customer experience. With a focus on advanced APIs and a secure onboarding process, CashYear helps clients enhance their financial offerings and accelerate growth.

OneFin provides essential financial building blocks for various use cases, including lending and insurance, enabling SMEs to automate transactions and access formal credit. The company's integration with multiple banks and focus on digital financial products positions it as a key player in the embedded finance landscape, facilitating efficient financial processes for businesses.

Finvolv is a key player in the embedded finance space, providing scalable platforms for banks and fintechs to develop and enhance digital financial products. Their API-driven solutions streamline the integration of various loan management processes, enabling faster time to market and increased customer lifetime value.

The company's Fingress platform stack is instrumental in driving digital transformation, particularly in the financial sector. Their expertise in developing unified customer portals and migrating legacy systems positions them as a trusted partner for banks and non-banking financial companies looking to innovate their service offerings.

The company is leveraging advanced fintech solutions to enhance the merchant-customer experience by providing a comprehensive platform that includes payments, lending, and analytics. Their partnerships with banks and payment aggregators ensure robust digital payment processing, which is essential for embedded finance.

The company offers a range of embeddable personal finance management tools designed to enhance customer engagement and retention through financial wellness. Their open finance approach provides developers with access to rich financial data, enabling the creation of tailored financial experiences that align with users' goals.