The B2B platform for the best purchasing descision. Identify and compare relevant B2B manufacturers, suppliers and retailers
Close
Filter
Result configuration
Continents
Select continent
Locations
Result types
Company type
Select company type
Industries
Select industry
Company status
Select company status preset
Number of employees
Min.
Max.
Founding year
CLS FINANCE LIMITED
Hyde, United Kingdom
A
1-10 Employees
2004
Key takeaway
CLS Finance Ltd is authorized and regulated by the Financial Conduct Authority, highlighting its credibility in the consumer finance sector.
Reference
Core business
CLS Finance Ltd
FINCERE CAPITAL MANAGEMENT LIMITED
London, United Kingdom
A
1-10 Employees
-
Key takeaway
Fincare Capital is dedicated to enhancing the lives of clients by providing financial investment services and wealth advisory aimed at helping them meet their long-term financial goals. Their structured advisory approach ensures that clients receive tailored portfolio solutions, making it a relevant resource for those interested in consumer finance.
Reference
Core business
Fincare Capital Investment Services LLP - Home
PayFina
Norfolk, United States
B
11-50 Employees
2019
Key takeaway
PayFina offers transparent point-of-sale financing solutions that enable consumers to make repeat purchases through a revolving credit account, enhancing customer loyalty and sales for businesses. With high approval rates and a unique approach to assessing creditworthiness, PayFina provides more financing options to a diverse range of consumers.
Reference
Core business
Consumer Financing | PayFina Financial Service Company
Looking for the best consumer financing? PayFina gives customers with high approval rates with advanced data-driven technology.
Looking for more accurate results?
Find the right companies for free by entering your custom query!
25M+ companies
250M+ products
Free to use
Ezfinanz Official
Hyderabad, India
D
251-500 Employees
-
Key takeaway
Ezfinanz is a retail-focused NBFC that offers a range of consumer finance solutions, including 0% loans for personal use and various segments like healthcare, education, and consumer durables. Their approach helps businesses enhance sales by providing convenient financing options for customers.
Reference
Core business
ezfinanz
United Consumer Finance
Maussane-les-Alpilles, France
A
11-50 Employees
1989
Key takeaway
United Consumer Finance specializes in subprime automobile financing, focusing on assisting individuals with past credit issues by offering fast and low-cost loan approvals. Their commitment to high service levels and effective communication makes them a valuable partner for dealers in the consumer finance sector.
Reference
Core business
United Consumer Finance, Inc. – United Together With You
Call us to join our dealership network. We provide auto financing through our network of independent automobile dealers.
United Consumer Financial Services
-
101-250 Employees
1980
Key takeaway
UCFS specializes in providing consumer financing services to various sectors, including distributors, retailers, and medical service providers. With over four decades of experience, UCFS offers customizable financing solutions that enhance business growth, particularly in the in-home sales industry.
Reference
Service
In-Home & Direct Seller Consumer Financing Program | UCFS
United Consumer Financial Services - In-Home Sales Industry Financing for businesses. Offers third-party customer and direct seller financing programs or merchant payment plans to grow in-home door-to-door sales business.
Consumer Credit Solutions
Chorley, United Kingdom
A
11-50 Employees
1999
Key takeaway
The company is a market leader in consumer finance, specializing in home improvement credit solutions. They offer competitive interest rates and a range of financing options, including interest-free credit and buy now pay later, ensuring that businesses can effectively meet their customers' needs while adhering to regulatory standards.
Reference
Core business
Home Improvement Finance | Consumer Credit Solutions
Consumer Credit Solutions is the UK’s leading independent provider of home improvement finance | Highly competitive rates | 08451206666
Home Credit Group
Amsterdam, Netherlands
A
10001+ Employees
1997
Key takeaway
Home Credit is an international consumer finance provider that specializes in responsible lending, particularly to individuals with little or no credit history. Their innovative financial products and services, which include banking and dynamic loan options, are designed to evolve with customer needs and enhance accessibility.
Reference
Core business
Home Credit Consumer Finance Company Ltd. (China) | Homecredit
Changefinancegroup
Lichfield, United Kingdom
A
1-10 Employees
-
Key takeaway
Change Finance Ltd specializes in providing innovative and tailored finance solutions, making it a relevant player in the consumer finance sector. Their commitment to competitive terms and professional service highlights their focus on meeting clients' financial needs.
Reference
Core business
Change Finance Ltd
Capital Financial Solutions LLC.
Olympia, United States
B
11-50 Employees
2008
Key takeaway
Capital Financial specializes in consumer finance, offering innovative financing solutions tailored to meet the needs of both prime and non-prime credit customers. Their "second look financing" program is particularly beneficial for healthcare providers, enhancing access to quality credit financing for patients seeking services like LASIK, dental care, and cosmetic procedures.
Reference
Core business
Patient Financing | Payment Processing | Everyone's Approved | Dental Financing
We partner with some of the nation’s leading healthcare organizations and provide exceptional in-office and online financing programs to non-prime consumers through our “second look financing” solution.
Technologies which have been searched by others and may be interesting for you:
Consumer finance refers to financial services that provide individuals with access to funds for personal use. This includes loans, credit cards, and various types of financial products designed to help consumers manage their expenses, make purchases, or consolidate debt. These services are typically offered by banks, credit unions, and specialized financial institutions. They play a crucial role in enabling consumers to finance large purchases, such as homes and vehicles, or to cover everyday expenses. The terms and conditions of consumer finance products, including interest rates and repayment schedules, vary widely, allowing individuals to choose options that best fit their financial situations.
Consumer finance plays a significant role in personal budgeting by providing individuals with access to various financial products, such as loans, credit cards, and savings accounts. These products enable consumers to manage their expenses more effectively, allowing for greater flexibility in budgeting. With the right consumer finance tools, individuals can plan for large purchases, manage unexpected expenses, and save for future goals. Furthermore, the availability of credit can impact spending habits, as it may encourage consumers to spend beyond their means. This can lead to debt accumulation if not managed properly. Therefore, understanding the terms and costs associated with consumer finance products is essential for effective budgeting. By incorporating these financial elements into their budgeting strategies, consumers can make informed decisions that align with their long-term financial health.
1. Personal Loans
Consumer finance providers often offer personal loans, which can be used for various purposes such as debt consolidation, home improvements, or unexpected expenses. These loans typically have fixed interest rates and repayment terms.
2. Credit Cards
Many consumer finance companies provide credit cards that allow individuals to make purchases on credit. These cards may offer rewards programs, cash back options, and various promotional interest rates.
3. Auto Loans
Financing for purchasing vehicles is another common service. Consumer finance providers offer auto loans with different terms and interest rates, enabling customers to acquire new or used cars.
4. Mortgages
Some providers specialize in mortgage loans, helping consumers finance the purchase of homes. They may offer various mortgage products, including fixed-rate and adjustable-rate options.
5. Student Loans
Financing for education is also a key service, with consumer finance providers offering student loans that can help cover tuition, fees, and other educational expenses.
6. Financial Advisory Services
In addition to lending, some consumer finance firms provide financial advisory services. These services help individuals manage their finances, plan for future expenses, and make informed financial decisions.
Consumer finance providers offer various tools and services designed to assist individuals in managing their debt effectively. They often provide personal loans with lower interest rates, allowing consumers to consolidate higher-interest debts into a single, more manageable payment. This can reduce monthly payments and alleviate financial stress. Additionally, these providers often offer budgeting and financial planning resources. By helping individuals track their expenses and set financial goals, they empower consumers to develop healthier spending habits and prioritize debt repayment. With the right guidance and resources, managing debt becomes a more structured and achievable process.
Engaging with consumer finance providers entails several risks that borrowers should be aware of. One significant risk is the potential for high interest rates, which can lead to a cycle of debt if not managed properly. Borrowers may find themselves paying much more than the initial amount borrowed, especially if they miss payments or default. Another risk involves the possibility of hidden fees that can increase the overall cost of borrowing. Some providers may not fully disclose all terms, leading to unexpected charges. Additionally, consumer finance can affect credit scores; taking on too much debt or missing payments can negatively impact an individual’s credit rating. Understanding these risks is crucial for making informed financial decisions.
Some interesting numbers and facts about your company results for Consumer Finance
| Country with most fitting companies | United Kingdom |
| Amount of fitting manufacturers | 5298 |
| Amount of suitable service providers | 7591 |
| Average amount of employees | 11-50 |
| Oldest suiting company | 1980 |
| Youngest suiting company | 2019 |
20%
40%
60%
80%
Some interesting questions that has been asked about the results you have just received for Consumer Finance
What are related technologies to Consumer Finance?
Based on our calculations related technologies to Consumer Finance are Education, Engineering Services, IT & Technology Services, Healthcare Services, Consulting
Which industries are mostly working on Consumer Finance?
The most represented industries which are working in Consumer Finance are Finance and Insurance, Other, IT, Software and Services, Consulting, Real Estate
How does ensun find these Consumer Finance Companies?
ensun uses an advanced search and ranking system capable of sifting through millions of companies and hundreds of millions of products and services to identify suitable matches. This is achieved by leveraging cutting-edge technologies, including Artificial Intelligence.
